Over the last several years, ridesharing services, such as Lyft and Uber, have skyrocketed in popularity for Florida residents, becoming a coveted resource. While this mode of transportation comes with various benefits, like other cars, Lyft accidents can occur due to negligence. As such, it’s essential to understand how to proceed if you are involved in a Lyft accident. Depending on the circumstances of the accident, you may be entitled to significant compensation for your damages. If this reflects your circumstances, please continue reading to learn how our experienced Manatee County Uber & Lyft Accident Lawyers can assist you in recovering the compensation you deserve.
Who is Responsible for Injuries Suffered in a Lyft Accident?
If you have been seriously injured in a Lyft accident in Florida, understanding the potential liability coverage provided by this rideshare service is crucial. These companies have structured their insurance policies to offer different degrees of coverage depending on the driver’s status at the time of the collision. The three tiers of Lyft’s third-party liability coverage are as follows:
- When the Lyft driver is not logged on to the app: If the driver’s app is turned off, they are considered off-duty. As such, any accident they are involved in is covered under their car insurance as they are deemed to be operating their vehicle for private purposes. This situation would be handled much like a typical car accident, as Lyft does not provide any coverage in these instances. Therefore, the liability will fall entirely on the individual driver.
- When the Lyft driver is logged into the app and accepts rides (no passengers): When a driver is available, the driver’s app is on but has not yet accepted a ride request, Lyft will provide limited liability coverage. If the Lyft driver causes the accident while accepting passengers, the other driver could file a claim for bodily injuries and property damage.
- When the Lyft driver is en route to a passenger or has a passenger in their vehicle: The highest level of coverage is offered when a driver has accepted a ride request or has a passenger in their vehicle at the time of the collision. Lyft will pay up to $1 million in liability coverage in damages per accident. If a Lyft driver is deemed at fault for the accident, injured parties can file a claim for bodily injury, death, and property damage.
If you have been seriously injured in a Lyft accident, it’s in your best interest to contact a determined Manatee County Uber/Lyft accident lawyer, who can help fight to ensure you attain the funds you deserve. At Becker & Lindauer, LLC, we are prepared to effectively represent your interests and protect your rights. Contact our firm today to schedule your initial consultation to discuss your legal options.
