When you suffer an on-the-job injury or an occupational illness, you may be eligible to collect workers’ compensation benefits. These funds are intended to cover your medical expenses and a portion of lost wages to make it easier to get by as you recover. However, there are times when workers’ compensation awards are inadequate, leaving you with significant out-of-pocket expenses. If you don’t receive a sufficient workers’ compensation award, it’s important to understand your legal options. Please continue reading to learn how our experienced Manatee County Work Injury Lawyers can help you fight for the financial relief you need.
What if My Workers’ Compensation Award Doesn’t Fully Cover My Expenses?
If workers’ compensation doesn’t fully cover your damages, you have various legal options. If your claim has been denied or certain medical bills have not been covered, you have the right to appeal this decision. After requesting a reconsideration, if your claim is still denied, you may request a hearing before a workers’ compensation board.
When you accept workers’ compensation benefits, you waive the right to sue your employer for damages. However, if another person or entity is responsible for your injury, you may be able to pursue a third-party lawsuit against them. Depending on the unique circumstances, you may also be able to file a third-party lawsuit against the manufacturer of a defective product that caused your injury. These claims can provide additional compensation for your pain and suffering, as well as other losses that workers’ compensation doesn’t fully cover.
How Can I Maximize My Benefits?
To ensure you receive the full and fair benefits you are entitled to, it’s important to take proactive steps. The first thing you should do is seek medical attention as soon as possible. You must follow all treatment recommendations to mitigate your damages and keep track of your medical expenses. Additionally, you must notify your employer about your injury promptly and follow the appropriate steps to file your claim. If you fail to adhere to the filing guidelines it can result in a denial or reduction of benefits.
Furthermore, you should enlist the help of a seasoned lawyer who can help you understand your rights and represent your interests. If workers’ compensation isn’t covering all of your expenses, you don’t have to handle this situation alone. At Becker & Lindauer, LLC, we are prepared to help you get the full benefits you are entitled to under the law. Connect with our dedicated legal team today to discuss your case. We can guide you through this complex process and fight for the justice you deserve.